Our Favorite Ways to Stay Warm and Save Money in the Winter

Disclosure: This post may contain affiliate links. Read my full disclosure statement.
Stay Warm and Save Money

Making our budget balance is hard work. We moved from North Carolina back to California recently and that choice required some sacrifices. In order to make ends meet, we have to find ways to cut back on even the most basic of our expenses, including heating and cooling. It’s fair to say that even here in Northern California, we have it pretty easy during the winter. Nothing like the cold we experienced in North Carolina! Still, keeping the heat down is {Read More}

Tight Budget Helper: Survey Sites

Disclosure: This post may contain affiliate links. Read my full disclosure statement.
Looking for help with a tight budget? Survey sites can help you bring in a little extra cash to cover little needs and extras. List of survey sites at thepelsers.com.

Our budget is tight. And by tight, I don’t mean the “cool” definition of “tight.” I mean, barely making ends meet kind of tight. Every time I turn around, these kids are eating. Know what I mean? And they’re only 7, 3.5, and 15 months. What’s life going to look like around here when these boys are teenagers? I’m always trying to find ways to make the money that comes last longer and find ways to bring in extra income. {Read More}

How We Will Save $4,000+ On Our Next Baby

Disclosure: This post may contain affiliate links. Read my full disclosure statement.
Save on next baby

Before we get started, let me put any rumors to rest… I’m not currently pregnant as far as I’m aware. But, babies are blessings and sometimes they come as surprises like our last two babies did. It always pays to be prepared. The point of this post is that if and/or when there is a Pelser Baby #4, we are going to save a TON of money on pre-natal care, labor, delivery, and postnatal care over what we had to pay {Read More}

How We Saved $7,000 A Year on Health Insurance

Disclosure: This post may contain affiliate links. Read my full disclosure statement.
How We Saved $7,000 per Year on Health Insurance | ThePelsers.com

What is the biggest expense in your monthly budget? Until recently, I would have answered health insurance. We had it good for a while… I was working at a church, we had excellent coverage for just a few hundred dollars a month. Our health insurance was one of the reasons that I fought God on leaving my job and being a stay at home mom. I knew that coverage through Josh’s employer was much more expensive. When I finally left {Read More}

Using Technology to Manage Your Money: You Need a Budget

Disclosure: This post may contain affiliate links. Read my full disclosure statement.
You Need a Budget Logo

How we paid off over $6,000 in debt in 3.5 months using You Need a Budget and Dave Ramsey principles.