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By Amanda Pelser

What are you teaching your kids about debt?

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Road-to-Debt-Freedom

What are you teaching your kids about debt?

Have you ever thought about what you are teaching your kids about debt, even the littlest ones? Part of our goal to be debt-free is wanting to be a good example for our boys. They are watching every move we make, including those involving money decisions.

A couple nights ago, I fully realized that Jonathan is watching us and listening to our conversations. We were watching the news and a political ad came on. As soon as President Obama's face appeared on the screen, Jonathan had a scowl on his face. The conversation went like this:

Jonathan: I don't like him.

Me: Why?

Jonathan: He's not following God and he kept leading us into “debit.”

Me: Debit? You mean debt?

Jonathan: Yeah. That's not good. I don't like him.

I was quite shocked that he put all that together in a such a coherent thought and articulated it so well. He knew that debt was bad and that our national debt keeps rising. He knew that our country is not practicing the same kind of financial responsibility that our family is attempting to practice.

You need to be teaching your kids about debt.

Teach them…

  • The value of a dollar
  • The value of hard word
  • The importance of patience
  • The skill of saving
  • The satisfaction of spending only what they have

As your kids get older, teach them….

  • How to handle a checking account.
  • How to budget.
  • To avoid credit cards
  • To avoid loans
  • Be responsible with their money

So, what are you teaching your kids about debt?

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Filed Under: Motherhood Tagged With: Bible, debt freedom, money

About Amanda Pelser

Amanda is a former church communications director turned work-at-home(schooling)-mom. She has a MA in Old Testament Studies and a BA in Bible. She's married to her high school sweetheart and they have four boys. She writes about faith, motherhood, and homeschooling at The Pelsers.

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