Making our budget balance is hard work. We moved from North Carolina back to California recently and that choice required some sacrifices. In order to make ends meet, we have to find ways to cut back on even the most basic of our expenses, including heating and cooling. It’s fair to say that even here in…
saving
How We Will Save $4,000+ On Our Next Baby
Before we get started, let me put any rumors to rest… I’m not currently pregnant as far as I’m aware. But, babies are blessings and sometimes they come as surprises like our last two babies did. It always pays to be prepared. The point of this post is that if and/or when there is a…
How We Saved $7,000 A Year on Health Insurance
What is the biggest expense in your monthly budget? Until recently, I would have answered health insurance. We had it good for a while… I was working at a church, we had excellent coverage for just a few hundred dollars a month. Our health insurance was one of the reasons that I fought God on…
Save Money, Eat Healthy: Bread
Did you guess what food I tried to replace first? It was bread. I’ve made homemade bread in the past. It’s not hard to make by hand, just a little time consuming. I had a bread machine. Never been thrilled with it. I couldn’t get it to rise properly so it would turn out flat…
Save Money, Eat Healthy: The Beginning
One of the most frustrating things that I’ve found over the last few years in being “an adult”… It it can be difficult to eat healthy and avoid processed foods while trying to lower your grocery budget. With a small amount of effort, it is easy to find coupons and shop sales to get boxed,…