Tight Budget Helper: Survey Sites

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Looking for help with a tight budget? Survey sites can help you bring in a little extra cash to cover little needs and extras. List of survey sites at thepelsers.com.

Our budget is tight. And by tight, I don’t mean the “cool” definition of “tight.” I mean, barely making ends meet kind of tight. Every time I turn around, these kids are eating. Know what I mean? And they’re only 7, 3.5, and 15 months. What’s life going to look like around here when these boys are teenagers? I’m always trying to find ways to make the money that comes last longer and find ways to bring in extra income. {Read More}

How We Will Save $4,000+ On Our Next Baby

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Save on next baby

Before we get started, let me put any rumors to rest… I’m not currently pregnant as far as I’m aware. But, babies are blessings and sometimes they come as surprises like our last two babies did. It always pays to be prepared. The point of this post is that if and/or when there is a Pelser Baby #4, we are going to save a TON of money on pre-natal care, labor, delivery, and postnatal care over what we had to pay {Read More}

How We Saved $7,000 A Year on Health Insurance

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How We Saved $7,000 per Year on Health Insurance | ThePelsers.com

What is the biggest expense in your monthly budget? Until recently, I would have answered health insurance. We had it good for a while… I was working at a church, we had excellent coverage for just a few hundred dollars a month. Our health insurance was one of the reasons that I fought God on leaving my job and being a stay at home mom. I knew that coverage through Josh’s employer was much more expensive. When I finally left {Read More}

The Road to Debt-Freedom: Paying for Baby

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How do you pay for a known upcoming expense while on road to debt-freedom? Here’s how we saved enough money in cash to pay for baby related medical expenses.

The Road to Debt-Freedom: Avoid the Credit Card Float

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Avoid-the-Credit-Card-Float

Moving to using cash and avoiding the credit card float.