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Making our budget balance is hard work. We moved from North Carolina back to California recently and that choice required some sacrifices. In order to make ends meet, we have to find ways to cut back on even the most basic of our expenses, including heating and cooling. It’s fair to say that even here in…
debt-free
Tight Budget Helper: Survey Sites
Our budget is tight. And by tight, I don’t mean the “cool” definition of “tight.” I mean, barely making ends meet kind of tight. Every time I turn around, these kids are eating. Know what I mean? And they’re only 7, 3.5, and 15 months. What’s life going to look like around here when these…
How We Will Save $4,000+ On Our Next Baby
Before we get started, let me put any rumors to rest… I’m not currently pregnant as far as I’m aware. But, babies are blessings and sometimes they come as surprises like our last two babies did. It always pays to be prepared. The point of this post is that if and/or when there is a…
How We Saved $7,000 A Year on Health Insurance
What is the biggest expense in your monthly budget? Until recently, I would have answered health insurance. We had it good for a while… I was working at a church, we had excellent coverage for just a few hundred dollars a month. Our health insurance was one of the reasons that I fought God on…
Using Technology to Manage Your Money: You Need a Budget
How we paid off over $6,000 in debt in 3.5 months using You Need a Budget and Dave Ramsey principles.